Finance Frequently Asked Questions

Learn more about WholeSaleCars easy financing program

WholeSaleCars offers in-house financing. For most customers, our financing process is simple and seamless, and we work hard to get you into the perfect vehicle quickly and conveniently.

Click on each question to see the answer.

Approximately 1 hour

Yes. Everyone is Approved at regardless of your past credit problems. Down payments will vary

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of Income (Last paycheck, SS documentation or similar)
  • 10 References (Name, Phone #, Address, Relationship)

Yes. We know that one of the biggest fears that car buyers have when they purchase a pre-owned vehicle is that they will get a "bad" vehicle. We protect your purchase by providing a 30 day warranty that covers everything mechanical except for heated & cooled seats. After that you have a 50/50 Powertrain warranty for the duration of the loan.

We do not have a pre-set down payment. We try to get you the loan amount you desire for the least amount of money down. Our goal is to make your car buying experience fast, simple, and most important, pleasant.

Yes. We report each month to Equifax.

Yes. We provide a Carfax report on every vehicle we sell.



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